Saira  Hayat Khan

Saira Hayat Khan

Sales Representative


647 889 4324
Email Me

Saira Hayat Khan's blog

Selling Prices Up In March and Set to Accelerate This Spring

March 2024 home sales reported through TRREB’s MLS® System were lower than the March 2023 result, due in part to the statutory holiday Good Friday falling in March this year versus April last year. Despite a better-supplied market compared to last year, there was enough competition between buyers to see a moderate increase in the average March home price compared to last year’s level.

Greater Toronto Area (GTA) REALTORS® reported 6,560 sales through TRREB’s MLS® System in March 2024 – down by 4.5 per cent compared to March 2023. New listings were up by 15 per cent over the same period. On...

I Need A Mortgage! Where Do I Start?

Getting a mortgage involves several steps. Here's a general guide:

  1. Assess Your Financial Situation: Before applying for a mortgage, review your finances to understand how much you can afford to borrow. Consider your income, expenses, debts, and savings.

  2. Check Your Credit Score: Lenders use your credit score to evaluate your creditworthiness. A higher credit score typically results in better mortgage terms. Obtain a copy of your credit report and check for any errors that could affect your score.

  3. Research Lenders and Loan Options: Look for reputable lenders and compare their mortgage...

Market Update: February 2024

Greater Toronto Area (GTA) home sales and new listings were up on an annual and monthly basis in February 2024. Selling prices also edged upward compared to a year earlier. Population growth and a resilient regional economy continued to support the overall demand for housing. Higher borrowing costs kept home sales below the February sales record reached in 2021.

“We have recently seen a resurgence in sales activity compared to last year. The market assumption is that the Bank of Canada has finished hiking rates. Consumers are now anticipating rate cuts in the near future. A growing number...

Should I Rent or Buy in 2024?

Deciding whether to rent or buy a house depends on various factors, including your financial situation, lifestyle preferences, and long-term goals. Here are some considerations to help you make an informed decision:


  1. Flexibility: Renting offers more flexibility since you're not tied down to a property long-term. This can be beneficial if you anticipate relocating frequently or if your housing needs might change in the near future.

  2. Lower Upfront Costs: Renting typically requires lower upfront costs compared to buying. You may only need to pay a security deposit and the first...

What should i know before buying a fixer upper?

Buying a fixer-upper can be a rewarding venture, but it's important to be well-informed and prepared before taking on such a project. Here are some key things to know and consider before buying a fixer-upper:

  1. Budget: Determine how much you're willing to spend on both the purchase and renovation of the property. Be realistic about your budget and include a contingency fund for unexpected expenses.

  2. Inspection: Always get a thorough home inspection by a qualified inspector before buying. This will help you uncover any hidden issues or structural problems that may not be...

August 2023 Market Update

Higher borrowing costs, continued uncertainty about the economy and Bank of Canada decision making, and the constrained supply of listings resulted in fewer home sales in August 2023 compared to August 2022. The average selling price remained virtually unchanged over the same period. On a seasonally adjusted monthly basis, sales and average price edged lower.

“Looking forward, we know there will be solid demand for housing – both ownership and rental – in the Greater Toronto Area and broader Greater Golden Horseshoe. Record immigration levels alone will assure this. In the short term,...

What is A Home Appraisal And Do I Need It?

A home appraisal is an assessment of the value of a property, typically conducted by a certified or licensed appraiser. The purpose of a home appraisal is to provide an unbiased and professional estimate of a property's market value, which is the price that a willing buyer and seller would agree upon in an open market transaction.

Home appraisals are important for various reasons:

  1. Real Estate Transactions: Appraisals are commonly required when buying or selling a home, especially if a mortgage lender is involved. Lenders want to ensure that the property's value is sufficient to...

How To Sell Your Property For Top Dollar

Selling a property for top dollar involves careful planning, preparation, and strategic decision-making. Here are some steps you can take to maximize the sale price of your property:

Remember, the real estate market can be unpredictable, and there are no guarantees of selling for a specific price. However, by following these steps and working with professionals, you can increase your chances of selling your property for top dollar.


  1. Choose the Right Time to Sell: The real estate market can fluctuate throughout the year. Research your local market trends and historical data...

An Investor's Guide To Buying Pre-Construction

Investing in pre-construction properties can be an attractive option for real estate investors looking to capitalize on potential price appreciation and secure a property at a lower cost than when it is completed. However, it also comes with its own set of risks and considerations. Here's a guide to help you navigate pre-construction investments:

  1. Research the Developer: Start by researching the reputation and track record of the developer. Look for past projects they've completed, reviews from previous buyers, and their financial stability. A reputable developer is more likely to...

Everything You Need To Know About Increasing Interests Rates + Inflation

When interest rates are increased to help curb inflation, there are several important points to consider:

  1. Central bank policy: The decision to raise interest rates typically lies with the central bank, which assesses economic conditions, inflationary pressures, and other factors before implementing such measures. It's important to stay informed about the central bank's actions, statements, and policy changes.

  2. Impact on borrowing costs: Higher interest rates increase the cost of borrowing for individuals, businesses, and governments. This affects various types of loans,...

Syndicate content

Have Questions?

You hereby consent to receive calls or texts messages from You may unsubscribe at any time by clicking the UNSUBSCRIBE link in the email or by replying "UNSUBSCRIBE" to the text message.